Tradução e análise de palavras por inteligência artificial ChatGPT
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Bank Deposit Insurance Act - tradução para russo
![The FDIC's satellite campus in [[Arlington, Virginia]], is home to many administrative and support functions, though the most senior officials work at the main building in Washington](https://commons.wikimedia.org/wiki/Special:FilePath/Arlington FDIC office.jpg?width=200 "The FDIC's satellite campus in [[Arlington, Virginia]], is home to many administrative and support functions, though the most senior officials work at the main building in Washington")
![President [[Franklin Delano Roosevelt]] signs the Banking Act of 1933.](https://commons.wikimedia.org/wiki/Special:FilePath/Franklin Delano Roosevelt signs Banking Act of 1935.jpg?width=200 "President [[Franklin Delano Roosevelt]] signs the Banking Act of 1933.")
.jpg?width=200 "100px")
закон о страховании банковских депозитов (1934 г.)
общая лексика
FDIC Федеральная корпорация страхования депозитов (государственная корпорация, занимающаяся страхованием счетов вкладчиков в банках-участниках ФКСД, что обеспечивает стабильность банковской системы и предотвращает банковскую панику; объединяет все банки федеральной резервной системы; создана в 1933 г.)
Смотрите также
существительное
общая лексика
Федеральная корпорация страхования банковских вкладов
синоним
Definição
Wikipédia
The Federal Deposit Insurance Corporation (FDIC) is a United States government corporation supplying deposit insurance to depositors in American commercial banks and savings banks.: 15 The FDIC was created by the Banking Act of 1933, enacted during the Great Depression to restore trust in the American banking system. More than one-third of banks failed in the years before the FDIC's creation, and bank runs were common.: 15 The insurance limit was initially US$2,500 per ownership category, and this was increased several times over the years. Since the enactment of the Dodd–Frank Wall Street Reform and Consumer Protection Act in 2010, the FDIC insures deposits in member banks up to $250,000 per ownership category. FDIC insurance is backed by the full faith and credit of the government of the United States, and according to the FDIC, "since its start in 1933 no depositor has ever lost a penny of FDIC-insured funds".
The FDIC is not supported by public funds; member banks' insurance dues are its primary source of funding. The FDIC charges premiums based upon the risk that the insured bank poses. When dues and the proceeds of bank liquidations are insufficient, it can borrow from the federal government, or issue debt through the Federal Financing Bank on terms that the bank decides.
As of September 2019, the FDIC provided deposit insurance at 5,256 institutions. As of Q3 2022, the Deposit Insurance Fund stood at $125.5bn with annual Assessment Revenue (insurance premiums) of $8.1bn (12 months to Q3 2022).
The FDIC also examines and supervises certain financial institutions for safety and soundness, performs certain consumer-protection functions, and manages receiverships of failed banks. Quarterly reports are published indicating details of the banks’ financial performance, including leverage ratio (but not CET1 Capital Requirements & Liquidity Coverage Ratio as specified in Basel III).
